About

Vital Strategies

At Vital Strategies Podcast, we’re helping entrepreneurs pay less tax, build more wealth and love a great. As a division of Vital Strategies, we are dedicated to revolutionizing your approach to taxes and ensuring you keep more of your hard-earned income.

Why Listen to Us?

At Vital Strategies, we are on a mission to help our listeners save $1 billion in taxes! We are your go-to resource for unlocking financial success by minimizing your tax bill.

Expertise
Expertise

Proven methods have saved clients over $8.5 million in taxes over the last two years.

Empowering
Empowering

Developing custom tax strategies that align with your goals.

Actionable
Actionable

Consulting clients have an average tax savings of of $280,000+ per year in income tax alone.

Latest Episodes Wave

Latest Episodes

Tune into our latest episode, where we dive deep into cutting-edge tax strategies and share expert insights so you can pay less tax.

084 | How to Beat Wall Street Using Your IRA and 401(k) – Insider Tactics from Adam Bergman
084 | How to Beat Wall Street Using Your IRA and 401(k) – Insider Tactics from Adam Bergman

What if your retirement account could do more than just survive Wall Street, what if it could help you build real, tax-free wealth? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Adam Bergman, tax attorney, founder of IRA Financial, and author of nine books on self-directed retirement strategies. Together, they dive into the powerful, yet often misunderstood world of self-directed IRAs and 401(k)s and how entrepreneurs can use these tools to invest in real estate, private companies, crypto, and other high-growth opportunities completely outside of traditional stock and bond portfolios. 

Adam pulls back the curtain on the exact tax code provisions that allow for these moves, explains the differences between self-directed IRAs, checkbook control IRAs, and ROBS plans, and shares how strategies like Roth conversions and discounted valuations can unlock massive long-term tax savings. Whether you’re sitting on cash in a retirement account or looking for smarter ways to grow your wealth, this episode is packed with actionable insights and real examples that can help you shift from financial security to financial freedom

Key Takeaways: 

  • The difference between building wealth and just saving money in a brokerage account 
  • What the IRS actually allows you to do inside a retirement account and what’s off limits 
  • How to self-direct your IRA or 401(k) to invest in real estate, private equity, or crypto 
  • Why Roth conversions (especially with valuation discounts) are a game-changer 
  • The power of ROBS to start a business with retirement funds, tax and penalty free 
  • Why every entrepreneur should consider diversifying outside of Wall Street 

Learn More about Adam:
Official Website

 

Resources:   

Visit www.vitalstrategies.com to download FREE resources     

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    

Follow on Instagram at https://www.instagram.com/vital.strategies      

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     

Credits:    

Sponsored by Vital Wealth    

Music by Cephas    

Art work by Two Tone Creative 

Audio, video, research and copywriting by Victoria O’Brien

083 | The Hidden Traps in Selling Your Business and How to Avoid Them with John Martinka
083 | The Hidden Traps in Selling Your Business and How to Avoid Them with John Martinka

What if selling your business could be simple, profitable, and even… graceful? 

In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with John Martinka, seasoned exit planning advisor and author of “Exit with Style and Grace and More Money.” Together, they break down what it really takes to prepare your business for a sale that leaves you in control and with more cash in your pocket. Whether your years away from exiting or just starting to consider the possibility, this episode will change the way you think about the value hidden inside your business. 

Patrick and John unpack the most common pitfalls entrepreneurs make when it’s time to sell, like blending personal expenses, relying too heavily on key employees, or simply being too essential to the day-to-day. You’ll walk away with a clearer picture of how to make your business more attractive, more scalable, and ultimately more sellable. If your goal is to grow your wealth, protect what you’ve built, and exit on your terms, this episode is a must-listen. 

Key Takeaways: 

  • Why owner dependency kills business value and how to fix it 
  • The critical importance of clean, accurate financials 
  • How to build a team that increases value and attracts buyers 
  • What “growth potential” really means to investors and PE firms 
  • How smart incentives and retention bonuses can protect your exit 
  • Why systems, processes, and IP matter more than you think 
  • How to avoid costly working capital mistakes at closing 

Learn More About John: 
Get John’s book: Exit with Style and Grace and More Money 

Official Website 

Resources:   

Visit www.vitalstrategies.com to download FREE resources     

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    

Follow on Instagram at https://www.instagram.com/vital.strategies      

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     

Credits:    

Sponsored by Vital Wealth    

Music by Cephas    

Art work by Two Tone Creative 

Audio, video, research and copywriting by Victoria O’Brien

082 | Former Goldman Sachs Insider Reveals the Smart Way to Use Insurance with Wallis Wilkinson Tsai
082 | Former Goldman Sachs Insider Reveals the Smart Way to Use Insurance with Wallis Wilkinson Tsai

Is your insurance policy building wealth or just a cost? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan, founder of Vital Wealth, sits down with Wallis Wilkinson Tsai, a former Goldman Sachs investment banker, hedge fund investor, and co-founder of AboveBoard Financial. Together, they explore how insurance can become a powerful tool in your financial strategy, if it’s used correctly. Whether you’re a high-level entrepreneur, CEO, or business owner, this conversation will show you how to turn insurance from a sunk cost into a high-leverage asset. 

Wallis shares her expertise on everything from tax-optimized life insurance structures to often-overlooked tools like disability coverage and executive benefits. This episode will challenge what you’ve heard about “buy term and invest the rest,” and introduce you to strategies like Irrevocable Life Insurance Trusts (ILITs), Private Placement Life Insurance (PPLI), and buy-sell agreements that can drastically improve your financial outcomes. If you’re looking to reduce taxes, preserve wealth, and make smarter decisions about your business and legacy, you’ll want to listen all the way through. 

Key Takeaways: 

  • Why most insurance sales are misaligned with client goals 
  • How to use life insurance for tax-deferred and tax-free growth 
  • The hidden importance of disability insurance for business owners 
  • Estate planning strategies using Irrevocable Life Insurance Trusts (ILITs) and survivorship policies 
  • How executive benefit carve-outs can retain top talent and reduce tax liability 
  • A breakdown of Whole Life, Indexed Universal Life (IUL), Variable Universal Life (VUL), and Private Placement Life Insurance (PPLI), plus when to use each 
  • Why now is the time to reevaluate your insurance strategy 

Learn More About Wallis:

Episode Exclusive Website

Official Website

Resources:   

Visit www.vitalstrategies.com to download FREE resources     

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    

Follow on Instagram at https://www.instagram.com/vital.strategies      

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     

Credits:    

Sponsored by Vital Wealth    

Music by Cephas    

Art work by Two Tone Creative 

Audio, video, research and copywriting by Victoria O’Brien

081 | The AI Playbook Every Entrepreneur Needs (Before They Get Left Behind) with Jonathan Mast
081 | The AI Playbook Every Entrepreneur Needs (Before They Get Left Behind) with Jonathan Mast

Could AI your biggest untapped business partner? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan is joined by Jonathan Mast, an AI prompting pioneer and seasoned digital innovator who’s been leveraging emerging tech since the earliest days of the internet. Together, they unpack how AI is transforming the way entrepreneurs operate, making it easier to save time, increase profits, and deliver more value without burning out or hiring more people. 

From marketing strategies and SOP creation to customer service automation and building your own virtual board of advisors, Jonathan breaks down real-world use cases that anyone can implement, regardless of tech experience. If you’ve ever felt overwhelmed by AI or unsure where to begin, this episode gives you the roadmap. Tune in and discover how to start small, think smarter, and use AI to unlock next-level growth in your business. 

Key Takeaways: 

  • Why AI isn’t the future. It’s now, and how to start using it without feeling overwhelmed 
  • The 3-part formula every entrepreneur needs: save time, make more money, add more value 
  • How to prompt AI like a pro using a simple 4-step framework 
  • The power of SOPs, customer support automation, and AI-generated marketing copy 
  • How to create your own virtual board of advisors using AI personas 
  • Why entrepreneurs who avoid AI risk falling behind in a rapidly evolving economy 

 Learn More About Jonathan:

Official Website

Resources:   

Visit www.vitalstrategies.com to download FREE resources     

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies    

Follow on Instagram at https://www.instagram.com/vital.strategies      

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast     

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/     

Credits:    

Sponsored by Vital Wealth    

Music by Cephas    

Art work by Two Tone Creative 

Audio, video, research and copywriting by Victoria O’Brien

 

Vital Strategies Podcast Tools

Free Resources and Templates

Maximize your tax-saving potential with our exclusive tools and templates. Access a plethora of valuable resources that will empower you to take control of your tax planning journey.

$10,000 Tax Savings
$10,000 Tax Savings

At Vital Strategies, we’re finishing out 2023 with an exciting opportunity for you to supercharge your financial success by years end. As a token of appreciation for being part of the Vital Strategies Podcast community, we’re thrilled to present the $10,000.00 Tax Savings Challenge.

Daily Productivity Planner
Daily Productivity Planner

Welcome to the Daily Productivity Planner 2024 – Your Daily Blueprint for Success, meticulously designed for high-level entrepreneurs like you. This planner isn’t just a tool; it’s your daily companion on the journey to peak performance and strategic success.

Limiting Beliefs And Goals
Limiting Beliefs And Goals

Embark on a journey of goal setting and strategic planning with our comprehensive workbook. Dive deep into various goal categories, establish priorities, and overcome limiting beliefs that might be holding you back from reaching your true potential.

Primary Objective
Primary Objective

Welcome to Primary Objective: Strategic Planning for Business Success – Your Essential Tool for Setting and Achieving the Right Focus in Your Entrepreneurial Journey!

What Our Listeners Say About Us

Testimonials Listeners

The insights shared in each episode are incredibly valuable! I’ve already implemented tax-saving strategies for my business, and the results are impressive. This podcast is a game-changer!

Sarah K.

Vital Strategies Podcast has become my go-to resource for financial knowledge. The expert interviews and success stories inspire me to take control of my finances and make informed decisions. Highly recommended!

Jason L.

The tools and resources provided on this platform are top-notch. I find myself coming back for more valuable downloads and ebooks regularly. It’s like having a financial mentor!

Michael R.

I used to feel overwhelmed by taxes and financial planning. Thanks to this podcast, I now have clarity and confidence in managing my wealth. The free resources are a fantastic bonus!

Lisa T.

Consulting Clients Have An Average Tax Savings Of $280,000

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