About
Vital Strategies
At Vital Strategies Podcast, we’re helping entrepreneurs pay less tax, build more wealth and love a great. As a division of Vital Strategies, we are dedicated to revolutionizing your approach to taxes and ensuring you keep more of your hard-earned income.
Why Listen to Us?
At Vital Strategies, we are on a mission to help our listeners save $1 billion in taxes! We are your go-to resource for unlocking financial success by minimizing your tax bill.
Expertise
Proven methods have saved clients over $8.5 million in taxes over the last two years.
Empowering
Developing custom tax strategies that align with your goals.
Actionable
Consulting clients have an average tax savings of of $280,000+ per year in income tax alone.
Latest Episodes
Tune into our latest episode, where we dive deep into cutting-edge tax strategies and share expert insights so you can pay less tax.
094 | Fraud Happens Fast: What Every Business Owner Needs to Know with Megan Kinney
Are you unintentionally leaving your business vulnerable to fraud or cyberattacks? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with trusted expert Megan Kinney for a powerful conversation about financial protection and operational safeguards every entrepreneur should know. From sophisticated fraud to internal embezzlement, this episode pulls back the curtain on the real risks business owners face, and offers clear, practical strategies to help prevent costly mistakes before they happen.
Patrick and Megan explore how adding the right amount of friction to your financial systems can actually protect your profits, and why it’s crucial to rethink the information your business shares publicly. They discuss the importance of audits, team training, and mindset shifts that can help entrepreneurs stay secure in an increasingly risky world. If you’re serious about building a resilient business, minimizing loss, and maximizing confidence in your operations, this is an episode you won’t want to miss.
Key Takeaways:
- Why sharing too much information online can make your business a target
- How to create “friction” in financial processes that protect you
- The dangers of internal fraud and how to spot early warning signs
- The value of third-party audits and quarterly financial reviews
- Why law enforcement can’t always recover stolen funds and what to do instead
- The mindset shift entrepreneurs must adopt to protect and scale effectively
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O’Brien
093 | Faster Funding, Lower Risk: A New Approach to Real Estate Finance with Dave Kotter
What if you could secure funding for a real estate deal in weeks instead of months, without the slow, bureaucratic process of traditional banks and still protect your downside like a seasoned investor? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Dave Kotter, founder of Hybrid Debt Fund and Integrity Capital, to explore a game-changing approach to real estate financing and private credit investing. Whether you’re a developer looking to close deals faster or an accredited investor seeking secure, high-yield opportunities, this conversation reveals how Hybrid Debt Fund is bridging the gap left by conventional lenders.
Patrick and Dave unpack how the fund provides loans for $5M–$15M projects, manages risk through first-position collateral, and offers investors a unique blend of fixed income and equity-style upside. They dive into the types of projects, finance from multifamily rehabs to RV parks and discuss market trends, risk mitigation strategies, and why private credit is booming while banks tighten lending. By the end, listeners will understand how to leverage this model to accelerate their business growth or diversify their investment portfolio with confidence.
Key Takeaways:
- How Hybrid Debt Fund’s senior stretch loans work and why they’re faster than traditional financing.
- The asset classes and deal sizes that fit their investment criteria.
- Risk mitigation strategies that protect both developers and investors.
- Why private credit is expanding while traditional banks scale back.
- How accredited investors can earn fixed income plus upside participation in multiple projects.
Learn More About Dave Kotter
Email: dave.kotter@hybriddebtfund.com
Website: hybriddebtfund.com
Phone: (602) 367-8795
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O’Brien
092 | Avoid Buyer’s Remorse: The Smartest Real Estate Move Before Making an Offer with Bob Frady
Are you buying real estate without a clear picture of the risks involved? In this eye-opening episode of the Vital Wealth Podcast, host Patrick Lonergan sits down with data entrepreneur Bob Frady, co-founder of PropertyLens.com, to uncover how homebuyers and investors can dramatically reduce risk and negotiate smarter using big data. Patrick, a seasoned financial strategist and real estate investor, introduces Property Lens as the “Carfax for houses,” and together they unpack how this innovative tool empowers buyers with insights previously buried in obscure databases, aging PDFs, or not disclosed at all. Whether you’re eyeing a second home, evaluating an investment property, or selling a house, the information in this episode could save you tens, if not hundreds of thousands of dollars.
Bob shares his journey from building data systems at Live Nation and Expedia to co-founding HazardHub (acquired by Guidewire) and now launching Property Lens. He walks listeners through how the platform taps into 40+ datasets, from roof condition and permit history to weather damage and insurance trends and explains why real estate agents may not want you to have this data in your hands. Patrick and Bob discuss how high-net-worth individuals make data-driven decisions in business and why that same discipline should apply to buying real estate. If you’re serious about protecting your money, avoiding buyer’s remorse, or understanding true property value, this episode is a must-listen.
Key Takeaways:
- Property Lens delivers a “Carfax for homes” experience using AI and 40+ data sources
- Learn how to uncover hidden issues, like storm damage, expired HVAC, or missing permits, before you ever visit a property
- Understand why insurance costs are skyrocketing and how to factor them into your decision
- Discover how data-driven buyers gain a massive negotiation edge
- Use the code 25SUMMER for 25% off your next report at PropertyLens.com
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O’Brien
091 | Don’t Let the IRS Win: The Real Cost of Late Tax Planning
Are you an entrepreneur tired of watching massive chunks of your hard-earned money disappear into taxes every year? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Ryan Johns. Ryan is one of the lead financial advisors at Vital Wealth and an attorney. They uncover the truth about why most tax planning fails and how high-earning business owners can finally get ahead of the IRS. With Ryan’s unique background bridging law, financial advising, and wealth strategy, this conversation reveals practical steps every entrepreneur can take to save big, improve cash flow, and build lasting wealth without running out of cash to continue to grow their business.
Listeners will discover the four cornerstones of financial planning, why traditional CPAs often miss opportunities to build a tax plan, and how to implement proactive tax strategies that keep more money in their pockets year after year. From creating a clear cash flow map to leveraging strategies like the Augusta Rule, cost segregation studies, cash balance plans, and captive insurance, Patrick and Ryan pull back the curtain on what it really takes to save, invest, and protect your business income. Whether you’re making seven figures or just starting to scale, this episode could change the way you approach taxes forever.
Key Takeaways:
- Why most entrepreneurs overpay the IRS and how to stop doing it.
- The four cornerstones of wealth strategy: cash flow, tax, investments, and protection.
- Tools like the Cash Flow Map and Cash Flow Calendar that give clarity and control over your money.
- Proven tax strategies that save Vital Wealth clients an average of $280,000 in income tax every year.
- The critical timing for tax planning and how to secure strategies before year-end windows close.
Resources:
Visit www.vitalstrategies.com to download FREE resources
Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies
Follow on Instagram at https://www.instagram.com/vital.strategies
Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast
Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/
Credits:
Sponsored by Vital Wealth
Music by Cephas
Art work by Two Tone Creative
Audio, video, research and copywriting by Victoria O’Brien
Vital Strategies Podcast Tools
Free Resources and Templates
Maximize your tax-saving potential with our exclusive tools and templates. Access a plethora of valuable resources that will empower you to take control of your tax planning journey.
$10,000 Tax Savings
At Vital Strategies, we’re finishing out 2023 with an exciting opportunity for you to supercharge your financial success by years end. As a token of appreciation for being part of the Vital Strategies Podcast community, we’re thrilled to present the $10,000.00 Tax Savings Challenge.
Daily Productivity Planner
Welcome to the Daily Productivity Planner 2024 – Your Daily Blueprint for Success, meticulously designed for high-level entrepreneurs like you. This planner isn’t just a tool; it’s your daily companion on the journey to peak performance and strategic success.
What Our Listeners Say About Us
The insights shared in each episode are incredibly valuable! I’ve already implemented tax-saving strategies for my business, and the results are impressive. This podcast is a game-changer!
Sarah K.
Vital Strategies Podcast has become my go-to resource for financial knowledge. The expert interviews and success stories inspire me to take control of my finances and make informed decisions. Highly recommended!
Jason L.
The tools and resources provided on this platform are top-notch. I find myself coming back for more valuable downloads and ebooks regularly. It’s like having a financial mentor!
Michael R.
I used to feel overwhelmed by taxes and financial planning. Thanks to this podcast, I now have clarity and confidence in managing my wealth. The free resources are a fantastic bonus!
Lisa T.
Consulting Clients Have An Average Tax Savings Of $280,000
Access Now
Take Your Tax Game to the Next Level! Listen Now on Your Favorite Platform!